Black Car Insurance is now providing health insurance and life insurance services nationwide. We have our insurance office in Manhattan, New York for our local customers that would like to come in. If you want to get personal service we are available to meet with you and discuss all your insurance needs.
What is life insurance ? Life insurance pays out a sum of money either on the death of the insured person or after a set amount of time.
There are 2 main types of life insurance which are Term life and whole life
Term Life insurance is the most basic kind of insurance. It comes in fixed lengths of time, or terms, of 5, 10, 15, 20, or even 30 years during which the company offers level premiums that are guaranteed not to increase. As long as you pay your premiums on time, the company cannot cancel you. If your term reaches its end, you can choose to start a new policy or continue the current policy with adjusted rates.
Whole Life insurance is permanent life insurance covers the protected for beneficiaries after the policy holder dies. This policy does end unless premium payments are met. This type of policy offers benifits such as investment options or unexpected expenses.
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What is health insurance? is insurance that covers a financial loss due to health related issues.
Medical expenses can be costly and health insurance absorbs the risk associated with the fees should the policy holder become ill or need medical attention. We can access your needs and provide you quotes from every major health insurance company.
We recommend all new york drivers have some type of health insurance. We also high recommend life insurance to those with families.